Featured Imagery

Exceptional Property

643 ALBERT Street, Waterloo

$467,900

3 Bedrooms

2 Bathrooms

1087 sqft

Property Highlights

Distinctive Features That Set This Property Apart

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Property Type

Single Family

Style

Row / Townhouse

Year Built

1974

Square Footage

1087 square feet

Bedrooms

Bathrooms

Distinguished Features

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Premium Amenities

Featuring luxury finishes and high-end appliances throughout

Prime Location

Situated in a prestigious neighborhood with exceptional access

Property Overview

A Closer Look at This Distinguished Residence

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Amazing location—perfect for a first-time home buyer, a parent with a student attending one of the nearby universities, or an investor looking for strong cash flow. This home is in a desirable complex close to both universities and right on a major bus route. Condo townhouse with a garage that has inside entry, parking for two cars, and visitor par...

MLS Number

40749371

Listed By

C M A REALTY LTD.

Last Updated

Jul 13, 2025, 9:05 p.m.

Data Source

CREA

All information provided is deemed reliable but is not guaranteed and should be independently verified.

Agent's Insight

Property Specifications

Comprehensive Details of This Fine Residence

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Experience The Property

View Virtual Tour

Property Specifications

Property Type

Single Family

Architectural Style

Row / Townhouse

Year Built

1974

Square Footage

1087

Interior Features

Basement

Partially finished, Full

Climate Control & Utilities

Heating System

Baseboard heaters

Air Conditioning

None

Exterior & Surroundings

Exterior Construction

Concrete, Aluminum siding, Brick Veneer

Additional Amenities

Refrigerator, Water softener, Stove, Microwave Built-in

Information deemed reliable but not guaranteed. Buyers should verify all property details.

Property Provenance

Historical Timeline of This Distinguished Address

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Property Timeline

Historical transactions and listing information

New

MLS# 40749371

List Date

Jul 9, 2025, 8:59 p.m.

List Price

$467,900

Property Type

Sale

Bedrooms

Bathrooms

Financial Planning

Tools to Help You Plan Your Investment

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Mortgage Financing Calculator

Calculate your monthly mortgage payments and visualize your investment over time.

Property Purchase Price

300,000

Down Payment

20%

Interest Rate

% p.a.

Amortization Period

Monthly Payment

Per Month

Mortgage Details

Loan Amount

$240,000

Total Interest

Total Payments

Loan-to-Value Ratio

80%

Total Number of Payments

360

Financial Insight

Your 20%+ down payment typically eliminates the need for private mortgage insurance, potentially saving you thousands over the life of your loan.

This calculator provides an estimate only. Your actual mortgage terms may vary based on credit history, lender requirements, and other factors.

Investment Cash Flow Analysis

Analyze your property's financial performance by tracking income and expenses to calculate net cash flow.

Analysis Period:

Total Income

$4,300/monthly

2 income sources

Total Expenses

$2,530/monthly

3 expense items

Net Cash Flow

$1,770/monthly

Positive investment return

Cash Flow Analysis

This property generates a positive cash flow of $1,770 per monthly. Consider reinvesting this surplus to enhance property value, build reserves for maintenance, or diversify your investment portfolio.