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Primary Property View
Featured Imagery
Tertiary Property View
Exceptional Property

1020 VICTORIA Street, Ayton

$899,900
3 + 3 Bedrooms
4 Bathrooms
3296 sqft

Property Highlights

Distinctive Features That Set This Property Apart

Property Type

Single Family

Style

House

Year Built

2021

Square Footage

3296 square feet

Bedrooms

3 + 3 Bedrooms

Bathrooms

4 Bathrooms

Distinguished Features

Property Overview

A Closer Look at This Distinguished Residence

The perfect home for an extended family or simply a fantastic mortgage helper: with an 80% mortgage, your basement tenant would cover approximately 58% of your mortgage cost. This super raised bungalow with a ground floor in-law suite/apartment could be the home for you. The main floor starts with a great bright open concept foyer, kitchen, dining ...

MLS Number

40775428

Listed By

PEAK REALTY LTD.

Last Updated

Oct 30, 2025, 3:11 p.m.

Data Source

CREA

All information provided is deemed reliable but is not guaranteed and should be independently verified.
Agent's Insight

Property Specifications

Comprehensive Details of This Fine Residence

Property Specifications

Property Type
Single Family
Architectural Style
House
Year Built
2021
Square Footage
3296

Interior Features

Basement
Finished, Full

Climate Control & Utilities

Heating System
In Floor Heating
Air Conditioning
Ductless

Exterior & Surroundings

Exterior Construction
Stone, Other
Foundation
Poured Concrete

Additional Amenities

Washer, Refrigerator, Range - Gas, Dishwasher, Dryer

Information deemed reliable but not guaranteed. Buyers should verify all property details.

Property Provenance

Historical Timeline of This Distinguished Address

Property Timeline

Historical transactions and listing information

Property image
40
New
MLS# X12453254
List Date
Oct 9, 2025, 2:53 a.m.
List Price
$899,900
Property Type
Sale
Bedrooms
3
Bathrooms
4
Property image
34
New
MLS# 40775428
List Date
Oct 4, 2025, 6:59 p.m.
List Price
$899,900
Property Type
Sale
Bedrooms
3
Bathrooms
4

Financial Planning

Tools to Help You Plan Your Investment

Mortgage Financing Calculator

Calculate your monthly mortgage payments and visualize your investment over time.

$
300,000
$
20%
% p.a.

Monthly Payment

$0
Per Month
Mortgage Details
Loan Amount
$240,000
Total Interest
$0
Total Payments
$0
Loan-to-Value Ratio
80%
Total Number of Payments
360
Financial Insight

Your 20%+ down payment typically eliminates the need for private mortgage insurance, potentially saving you thousands over the life of your loan.

This calculator provides an estimate only. Your actual mortgage terms may vary based on credit history, lender requirements, and other factors.

Investment Cash Flow Analysis

Analyze your property's financial performance by tracking income and expenses to calculate net cash flow.

Total Income
$4,300/monthly
2 income sources
Total Expenses
$2,530/monthly
3 expense items
Net Cash Flow
$1,770/monthly
Positive investment return

Cash Flow Analysis

This property generates a positive cash flow of $1,770 per monthly. Consider reinvesting this surplus to enhance property value, build reserves for maintenance, or diversify your investment portfolio.

Income Sources

Rental Income
monthly
$3,500
Investment Returns
monthly
$800
Add New Income
$

Expense Items

Mortgage
monthly
$1,800
Property Tax
monthly
$450
Property Management
monthly
$280
Add New Expense
$
This calculator provides an estimate only. Actual investment returns may vary based on market conditions and unforeseen expenses.

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