Featured Imagery

Exceptional Property

38 Elm Street, Toronto (Bay Street Corridor)

$675,000

2 Bedrooms

2 Bathrooms

null sqft

Property Highlights

Distinctive Features That Set This Property Apart

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Property Type

Single Family

Style

Apartment

Year Built

N/A

Square Footage

N/A

Bedrooms

2 Bedrooms

Bathrooms

2 Bathrooms

Distinguished Features

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Property Overview

A Closer Look at This Distinguished Residence

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Urban elegance at its finest in this stunning, 2 BR 2 WR condo located at 38 Elm St in the heart of Toronto's vibrant downtown core. Nestled in one of the city's most established and prestigious neighborhoods, this spacious 1,000+ sq residence in a luxury building offers an unparalleled lifestyle, blending sophisticated living with unmatched conven...

MLS Number

C12320980

Listed By

RIGHT AT HOME REALTY

Last Updated

Aug 1, 2025, 10:15 p.m.

Data Source

CREA

All information provided is deemed reliable but is not guaranteed and should be independently verified.

Agent's Insight

Property Specifications

Comprehensive Details of This Fine Residence

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Property Specifications

Property Type

Single Family

Architectural Style

Apartment

Interior Features

Flooring

Laminate, Marble

Climate Control & Utilities

Heating System

Forced air, Natural gas

Air Conditioning

Central air conditioning

Exterior & Surroundings

Exterior Construction

Concrete

Information deemed reliable but not guaranteed. Buyers should verify all property details.

Property Provenance

Historical Timeline of This Distinguished Address

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Property Timeline

Historical transactions and listing information

New

MLS# C12320980

List Date

Aug 1, 2025, 10:08 p.m.

List Price

$675,000

Property Type

Sale

Bedrooms

Bathrooms

New

MLS# C12318738

List Date

Aug 1, 2025, 5:39 a.m.

List Price

$2,450

Property Type

Lease

Bedrooms

Bathrooms

New

MLS# C12264917

List Date

Jul 5, 2025, 2:05 p.m.

List Price

$2,500

Property Type

Lease

Bedrooms

Bathrooms

New

MLS# C12291021

List Date

Jul 17, 2025, 4:36 p.m.

List Price

$449,000

Property Type

Sale

Bedrooms

Bathrooms

New

MLS# C12219673

List Date

Jun 13, 2025, 7:35 p.m.

List Price

$2,700

Property Type

Lease

Bedrooms

Bathrooms

New

MLS# C12280887

List Date

Jul 12, 2025, 2:11 p.m.

List Price

$2,400

Property Type

Lease

Bedrooms

Bathrooms

New

MLS# C12204968

List Date

Jun 7, 2025, 9:05 p.m.

List Price

$2,650

Property Type

Lease

Bedrooms

Bathrooms

New

MLS# C12193541

List Date

Jun 3, 2025, 9:40 p.m.

List Price

$549,900

Property Type

Sale

Bedrooms

Bathrooms

New

MLS# C12178690

List Date

May 28, 2025, 4:58 p.m.

List Price

$2,650

Property Type

Lease

Bedrooms

Bathrooms

New

MLS# C12131848

List Date

May 7, 2025, 9:24 p.m.

List Price

$699,000

Property Type

Sale

Bedrooms

Bathrooms

New

MLS# C12096017

List Date

Apr 22, 2025, 5:04 p.m.

List Price

$544,900

Property Type

Sale

Bedrooms

Bathrooms

New

MLS# C11893272

List Date

Dec 15, 2024, 7:01 p.m.

List Price

$2,800

Property Type

Lease

Bedrooms

Bathrooms

New

MLS# C12004596

List Date

Mar 6, 2025, 6:32 p.m.

List Price

$599,900

Property Type

Sale

Bedrooms

Bathrooms

Financial Planning

Tools to Help You Plan Your Investment

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Mortgage Financing Calculator

Calculate your monthly mortgage payments and visualize your investment over time.

Property Purchase Price

300,000

Down Payment

20%

Interest Rate

% p.a.

Amortization Period

Monthly Payment

Per Month

Mortgage Details

Loan Amount

$240,000

Total Interest

Total Payments

Loan-to-Value Ratio

80%

Total Number of Payments

360

Financial Insight

Your 20%+ down payment typically eliminates the need for private mortgage insurance, potentially saving you thousands over the life of your loan.

This calculator provides an estimate only. Your actual mortgage terms may vary based on credit history, lender requirements, and other factors.

Investment Cash Flow Analysis

Analyze your property's financial performance by tracking income and expenses to calculate net cash flow.

Analysis Period:

Total Income

$4,300/monthly

2 income sources

Total Expenses

$2,530/monthly

3 expense items

Net Cash Flow

$1,770/monthly

Positive investment return

Cash Flow Analysis

This property generates a positive cash flow of $1,770 per monthly. Consider reinvesting this surplus to enhance property value, build reserves for maintenance, or diversify your investment portfolio.

Income Sources

Rental Income

monthly

$3,500

Investment Returns

monthly

$800

Add New Income

Expense Items

Mortgage

monthly

$1,800

Property Tax

monthly

$450

Property Management

monthly

$280

Add New Expense

This calculator provides an estimate only. Actual investment returns may vary based on market conditions and unforeseen expenses.

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38 Elm Street, Toronto (Bay Street Corridor)

Property Highlights

Distinguished Features

Property Overview

Property Specifications

Property Specifications

Interior Features

Climate Control & Utilities

Exterior & Surroundings

Property Provenance

Property Timeline

Financial Planning

Mortgage Financing Calculator

Monthly Payment

Investment Cash Flow Analysis

Cash Flow Analysis

Income Sources

Expense Items

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