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Exceptional Property

922 Simcoe Street, Oshawa (Centennial)

$249,000
null Bedrooms
2 Bathrooms
2100 sqft

Property Highlights

Distinctive Features That Set This Property Apart

Property Type

Business

Style

Other

Year Built

N/A

Square Footage

2100 square feet

Bedrooms

N/A

Bathrooms

2 Bathrooms

Distinguished Features

Property Overview

A Closer Look at This Distinguished Residence

Kay's Place Art and Gifts is a very successful and long standing family run business with excellent profit margins and consistent sales. It has been in business for 34 years, with 14 of those years in this great location. Simcoe Street is one of the busiest streets and thoroughfares in Oshawa and this central location is ideal. There are 40 parking...

MLS Number

E12328507

Listed By

ROYAL LEPAGE SIGNATURE REALTY

Last Updated

Aug 6, 2025, 9:30 p.m.

Data Source

CREA

All information provided is deemed reliable but is not guaranteed and should be independently verified.
Agent's Insight

Property Specifications

Comprehensive Details of This Fine Residence

Property Specifications

Property Type
Business
Architectural Style
Other
Square Footage
2100

Climate Control & Utilities

Heating System
Forced air, Natural gas
Air Conditioning
Fully air conditioned
Information deemed reliable but not guaranteed. Buyers should verify all property details.

Property Provenance

Historical Timeline of This Distinguished Address

Property Timeline

Historical transactions and listing information

Property image
21
New
MLS# E12328507
List Date
Aug 6, 2025, 9:21 p.m.
List Price
$249,000
Property Type
Sale
Bathrooms
2

Financial Planning

Tools to Help You Plan Your Investment

Mortgage Financing Calculator

Calculate your monthly mortgage payments and visualize your investment over time.

$
300,000
$
20%
% p.a.

Monthly Payment

$0
Per Month
Mortgage Details
Loan Amount
$240,000
Total Interest
$0
Total Payments
$0
Loan-to-Value Ratio
80%
Total Number of Payments
360
Financial Insight

Your 20%+ down payment typically eliminates the need for private mortgage insurance, potentially saving you thousands over the life of your loan.

This calculator provides an estimate only. Your actual mortgage terms may vary based on credit history, lender requirements, and other factors.

Investment Cash Flow Analysis

Analyze your property's financial performance by tracking income and expenses to calculate net cash flow.

Total Income
$4,300/monthly
2 income sources
Total Expenses
$2,530/monthly
3 expense items
Net Cash Flow
$1,770/monthly
Positive investment return

Cash Flow Analysis

This property generates a positive cash flow of $1,770 per monthly. Consider reinvesting this surplus to enhance property value, build reserves for maintenance, or diversify your investment portfolio.

Income Sources

Rental Income
monthly
$3,500
Investment Returns
monthly
$800
Add New Income
$

Expense Items

Mortgage
monthly
$1,800
Property Tax
monthly
$450
Property Management
monthly
$280
Add New Expense
$
This calculator provides an estimate only. Actual investment returns may vary based on market conditions and unforeseen expenses.

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