Featured Imagery

Exceptional Property

99 Optimist Drive, Southwold (Talbotville)

$1,188,000

2 + 2 Bedrooms

3 Bathrooms

null sqft

Property Highlights

Distinctive Features That Set This Property Apart

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Property Type

Single Family

Style

House

Year Built

N/A

Square Footage

N/A

Bedrooms

2 + 2 Bedrooms

Bathrooms

3 Bathrooms

Distinguished Features

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Property Overview

A Closer Look at This Distinguished Residence

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Pine Tree Homes presents The Cottonwood. Over 2000 sq ft of expansive bugalow with 14 foot entry leading to an open concept sun drenched kitchen, dinette, large great room with vaulted ceiling and walkout to covered patio area. Beautifully appointed kitchen with large island with waterfall quartz top, matching backsplash, along with walk in pantry....

MLS Number

X12288938

Listed By

SUTTON GROUP - SELECT REALTY

Last Updated

Aug 13, 2025, 4:01 a.m.

Data Source

CREA

All information provided is deemed reliable but is not guaranteed and should be independently verified.

Agent's Insight

Property Specifications

Comprehensive Details of This Fine Residence

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Experience The Property

View Virtual Tour

Property Specifications

Property Type

Single Family

Architectural Style

House

Interior Features

Basement

Partially finished, Walk-up, N/A

Flooring

Tile, Hardwood, Laminate

Number of Fireplaces

Climate Control & Utilities

Heating System

Forced air, Natural gas

Air Conditioning

Central air conditioning, Air exchanger

Exterior & Surroundings

Exterior Construction

Stone, Stucco

Foundation

Poured Concrete

Additional Amenities

Garage door opener remote(s), Water Heater - Tankless

Information deemed reliable but not guaranteed. Buyers should verify all property details.

Property Provenance

Historical Timeline of This Distinguished Address

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Property Timeline

Historical transactions and listing information

New

MLS# X12288938

List Date

Jul 16, 2025, 6:23 p.m.

List Price

$1,188,000

Property Type

Sale

Bedrooms

Bathrooms

Financial Planning

Tools to Help You Plan Your Investment

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Mortgage Financing Calculator

Calculate your monthly mortgage payments and visualize your investment over time.

Property Purchase Price

300,000

Down Payment

20%

Interest Rate

% p.a.

Amortization Period

Monthly Payment

Per Month

Mortgage Details

Loan Amount

$240,000

Total Interest

Total Payments

Loan-to-Value Ratio

80%

Total Number of Payments

360

Financial Insight

Your 20%+ down payment typically eliminates the need for private mortgage insurance, potentially saving you thousands over the life of your loan.

This calculator provides an estimate only. Your actual mortgage terms may vary based on credit history, lender requirements, and other factors.

Investment Cash Flow Analysis

Analyze your property's financial performance by tracking income and expenses to calculate net cash flow.

Analysis Period:

Total Income

$4,300/monthly

2 income sources

Total Expenses

$2,530/monthly

3 expense items

Net Cash Flow

$1,770/monthly

Positive investment return

Cash Flow Analysis

This property generates a positive cash flow of $1,770 per monthly. Consider reinvesting this surplus to enhance property value, build reserves for maintenance, or diversify your investment portfolio.